Do insurance plans include copayments and coinsurance?
Hello there, I was wondering if you could clarify something for me. I've been looking into insurance plans recently and I've come across terms like copayments and coinsurance. Can you explain to me what these mean and whether they are typically included in insurance plans? I'm trying to get a better understanding of how insurance works and what I can expect to pay out of pocket. Thanks in advance for your help!